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The good news is that a loan isn't the only way to streamline what you owe. There are other ways to organize debt, lower monthly payments or reduce balances, all without borrowing more money upfront.

NEW YORK (AP) — Borrowers with some types of federal student loans have until today to consolidate their loans to qualify for full student loan cancellation or credit toward cancellation. The ...

There's no question that credit card debt is expensive right now. Not only do credit cards typically come with high interest rates, but the recent Federal Reserve rate hikes have resulted in card ...

Are you trying to figure out how to consolidate your debt? One of our readers, Ricky, wrote on the Credit.com blog that he is “trying to consolidate bills since divorce to get back on track.” Another ...

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If you have credit card debt, you’re not alone. The smartest strategy to pay off credit card debt is through credit card consolidation. When you consolidate credit card debt, you combine your existing ...

Ashley Eneriz is a financial writer who has been published on a myriad of sites. She has 10+ years of financial writing experience. Cierra Murry is an expert in banking, credit cards, investing, loans ...