If you’re drowning in credit card debt and considering bankruptcy… here’s something most people don’t realize: You can stop paying your credit cards and use that money to hire your attorney. Once you know you’re filing, continuing to throw hundreds (or thousands) at minimum payments usually just delays the inevitable. That cash can be stacked for attorney fees instead, and the moment you file, the automatic stay stops collections. This isn’t about being reckless. It’s about being strategic. Talk