How to Read a Settlement Statement When Selling a Home
How to Read a Settlement Statement When Selling a Home
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A preliminary settlement statement is an early estimate of what your closing costs and cash to close will look like. It outlines estimated fees: lender costs, title fees, prepaid taxes and insurance, escrow items, and your down payment. It’s prepared before closing, usually by the lender or title company. The numbers are not final—they can change as inspections, credits, and prorations are finalized. Why it’s important: It gives buyers time to review, ask questions, and plan funds—instead of bei
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